Banking In Oman Bank Muskat Essay Sample free essay sample

The Omani banking sector chiefly the merchandise of a November 1974 banking regulation set by the Central Bank of Oman ( CBO ) enforced by April 1974. The jurisprudence besides helped the entry of foreign – owned Bankss and to let growing in the figure of local Bankss in the Sultanate. As of September 1992 there were 20 – one commercial Bankss in comparing with three registered Bankss in 1972. In add-on there were three expert development Bankss: the Oman Development Bank ( 1977 ) the Oman Housing Bank ( 1977 ) and the Oman Bank for Agriculture and Fisheries ( 1981 ) . However the Omani ba-nk market is the smallest in the GCC. Of the 20 –one commercial Bankss eleven are foreign owned and covering chiefly on funding trade. Ten are local Bankss working a really active market. Because of competition the authorities suggested to merges to beef up them. The given is that five or six local Bankss will look as the nucleus with those confronting fiscal job commanding dea ling or unifying with more profitable establishment. We will write a custom essay sample on Banking In Oman: Bank Muskat Essay Sample or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page A similar method may use to foreign Bankss of which merely five or six would go on to execute of import concern. The CBO took over the Oman Currency Board which was set up in 1972 to publish currency command authorities histories and carry through banking dealing with commercial Bankss and international organisation. The board’s occupation includes taking attention of the authorities s uneven assets. The CBO is authorized to give loans to the authorities to cover short term deficits in currency incomes to purchase authorities exchequer notes and warrants with long term adulthoods ten old ages to give loans to commercial Bankss and to purchase sell price reduction and rediscount commercial paper. In 1991 the banking order was changed to assist let the CBO to call off the licence or collar the motion of Bankss under its control leting the CBO to shut reappraisal control a bank straight. BANK MUSCATBank Muscat is the taking fiscal services supplier in Oman with assets deserving over USD 18 billion. holding strong presence in Corporate Banking. Retail Banking. Investing Banking. Treasury. Private Banking and Asset Management. The Bank has the largest web of 126 subdivisions and 362 Automated Teller Machines ( ATM ) . 112 Cash Dispensing Machines ( CDM ) and 4500 Point of Sale ( POS ) terminuss. Bank Muscat’s international operations consist of a subdivision each in Riyadh ( KSA ) and Kuwait. a Representative Office in Dubai ( UAE ) and strategic bets of 49 % in BMI Bank in Bahrain and 43 % in Mangal Kershav Holdings in India. besides Silk bank Limited in Pakistan. Bank Muscat holds the rare differentiation of being voted the ( Best Bank in Oman ) by The Banker. Global Finance and Euromoney. Bank Muscat is besides the victor of the esteemed Hewitt acknowledgment as the Middle East’s Best Employer. and was awarded ( The Strongest Bank in Oman ) at the Asiatic Banker Leadership Achievement Awards 2010. BankMuscat holds the rare differentiation of being voted the ‘Best Bank in Oman’ for seven old ages by The Banker. FT London ; nine old ages in a row by Global Finance and Euromoney. BankMuscat is the receiver of the esteemed Hewitt acknowledgment as the Middle East’s Best Employer 2009. The Bank was declared an Investor in People ( IiP ) administration in January 2007. going the first banking administration in the MENA part to be awarded the esteemed planetary acknowledgment. In 2004. BankMuscat became the first bank in the Middle East to be wholly ISO 9000:2000 certified BankMuscat’s fiscal statements are prepare d in conformity with International Financial Reporting Standards and these evaluations are the highest assigned to any Omani bank. | L / Term | S / Term | Financial Strength/Outlook | Moody’s Investor’s Service | A1| Prime-1| C-/Stable| Fitch Rating| A-| F2| Stable|Capital Intelligence| A| A1| A-/Stable|Standard and Poor’s | A-| A2| Stable| Board of Directors 568 41237 Board of Directors 1 ) Sheikh Khalid bin Mustahail Al MashaniChairman2 ) Sulaiman bin Mohammed bin Hamed Al YahyaiVice Chairman3 ) Brigadier General Nasser bin Mohamed Al HarthyDirector4 ) Hamoud bin Ibrahim Soomar Al ZadjaliDirector5 ) K. K. Abdul RazakDirector6 ) Salim bin Taman Musallam Al MashaniDirector7 ) Abdul Salam bin Mohamed Al MurshidiDirector8 ) Sheikh Said bin Mohamed Al HarthyDirector Consumer BankingBank Muscat offers a full scope of retail and single banking merchandises and services through its web of subdivisions all around Oman. A thorough realizing of client demands has assisted Bank Muscat to successfuly germinate flexible and customized merchandises to run into them. Histories and DepositAt Bank Muscat we provide you a big system of sedimentation merchandises to assist you maintain money and acquire good returns. Choose from options runing from attractive gifts or involvement. Savingss Account: With Al Mazyona Scheme Al Mazyona Saving Scheme is Bank Muscat’s flagship consumer banking merchandise. and has controlled the nest eggs scheme sphere for about 20 old ages. The strategy has created an feeling. expanded its range and come to offer high-value hard currency awards throughout the twelvemonth. Interest Bearing Saving Account While opening an Interest Bearing Salvaging Account at Bank Muscat. you can acquire much more than merely the regular involvement. When you get involvement. you have the autonomy to utilize the history for your day-to-day banking minutess through our assorted electronic channels and all switch Oman and Visa Electron ATMs across the Earth. Al Mazyona Children’s Account When you have an Al Mazyona Account with the basic sedimentation merely Rial 50. the usefulness accruing to your kid include involvement free instruction loan for higher surveies ; assured schooling with Rial 100 per month till the age of 18 in the event of inadvertent decease of income gaining parent. free Super Card with fantastic offers and price reduction twofold opportunity to win al Mazyona gifts ; opportunity to fall in monthly children’s draw ; and electronic hard currency sedimentation installation. Al Mazyona Salary Plus Account This history gives you and your work spouses a host of benefits that are a new pattern in itself including ; no minimal balance required. on monthly services charges. attractive offers on one-year recognition card subscription. Hayatuna Family Protection at a particular monetary value. free SMS is received on your Mobile phone when your wage is credited to your history. international debits card. free involvement banking installation. free public-service corporation measure payment. †¦ . . etc. Salvaging Account with Double-your-Salary SchemeThe bank offers a ‘Double-You-Salary’ strategy wherein clients get the opportunity to win a gift equivalent to their salary. Current HistoryAs a Current Account holder at Bank Muscat you enjoy limitless easiness and comfort. Buy opening the history. you get a debit card that gives you 24 hours ATM entree at all Bank Muscat ATMs. Switch Oman and Visa Electron ATMs across the Earth ; overdraft installation ; and a cheque book. For a minimal recognition balance. of Rial 200 you can bask a host of alone privileges. Fixed Deposit Account If you are a short /medium /long term investor and desire your money to work harder than you do. Bank Muscat Fixed Deposits are made merely for you. You can open a Fixed Deposits with a minimal sum of Rial 1000 for a period runing from 1 month to 3 old ages. Recuring Deposit Account Open a Recuring Deposit Account with Bank Muscat and get down doing programs for your hereafter from today. Salvage your money. with little sum every month and see your nest eggs grow twelvemonth after twelvemonth. Choose the sum which you can salvage every month or take the mark sum that you are taking at. LOANS AND MORTGAGES To provide the fiscal demand of our clients Bank Muscat offers a broad scope of land merchandises. 1. BAITUNA HOME FINANCE2. EDUCATIONAL Loan3. Consumer AND PERSONAL LOANS4. OVERDRAFT FACILITY5. SAYYARATI CAR LoanInsuranceA scope of confidence merchandises from Bank Muscat aid you provide security for yourself. your household and your properties. 1. HAYATUNA FAMILY PROTECTON2. HAYATUNA MEDICAL CARE PLAN3. HAYATUNA HOME CONTENTS INSURANCE4. Motor InsuranceCARD SERVICEWhether you demand a debit. recognition or prepaid card for personal or concern –related usage. in order to do payment at assorted shops authorities offices. . Bank Muscat has the card to run into your want handily firmly. 1. DEBIT CARDOS Debit Card facilitate direct entree to your history and easy to retreating hard currency at anytime and anyplace. 1-BANK MUSCAT VISA ELECTRON DEDIT CARD 2-BANK MUSCAT VISA PLATINUM DEDIT CARD 2. CREDIT CARDS Recognition Card games are safer and easier than transporting hard currency. They can be used to purchase goods services all over the universe at different merchandiser mercantile establishments every bit good as through mail. telephone order and even on the Internet. 1-BANK VISA CLASSIC CREDIT CARD 2-BANK MUSCAT VISA CLASSIC CREDIT CARD WITH PICTURE3-BANK MUSCAT MINISTRY OF EDUCATION VISA CLASSIC CREIT CARD 4-BANK MUSCAT GOLD CREDIT CARD 5-BANK MASTER CARD PLATINUM CREDIT CARD 6-BANK MUSCAT VISA INFINITE CREDIT 7-ZEINAH CAEDIT CARD 3. PREPAID CARDS 1BANK MUSCAT MY MONEY PREPAID CARD 2MUSCAT E-PAYMENT PREPAID CARD 4. E-PURSE 1BANK MUSCAT E-CASH INDIVIDUAL AND CORPORATE PERPAID CARD Banking ChannelssBank Muscat electronic channels permit clients to entree their histories and execute assorted fiscal minutess. These channels comprise automated Teller machines ( ATM ) . call Centre. hard currency sedimentation machines ( CDM ) . cyberspace and nomadic banking. Standard atmosphere ATMs Access your history round the clock. Bank Muscat has Omanis biffest ATM web. The bank’s ATM are situated in commercial and residential country. gasoline make fulling station. airdrome. and other countries. which are handily accessible. Cash Deposits A sedimentation mechanism accept money. It counts the notes. gives you admittance for lodging hard currency in your history or any other client history in Bank Muscat. Bank Muscat clients can utilize this channel to give their usefulness measures and for Mobiles top up every bit good. Name Centre Behavior banking behaviour over the phone from anyplace and at anytime via a 24-hour user-friendly automatic service bill of fare. or talk to single bankers 24-7 every bit good as vacations. Internet BankingBank Muscat offers you with the agencies to transport out assorted banking minutess at the imperativeness of mouse. Available on 24 footing cyberspace banking licenses do the following 1-view histories. balances. statements 2-Pay public-service corporation measures. recognition card measures and instruction fees3-Mobile top up4-Transfer financess between ain histories5-Transfer money to India – Speed Transfer6-Make check book / demand bill of exchange petitions8-Report lost ATM cards9-Correspond withMOBILE BankingBank Muscat provides clients a agencies nomadic travelliy to make banking through nomadic banking channel. 1-Salary recognition2-ATMWithdrawal: Rial 50/-and above3-Point of sale transaction:75/-and above4-Cash sedimentation through Cash Deposit Machine: OMR 100/- and above 6-Loan delinquent7-Cheque Bounced Examples of cards in Bank Muscat Expat services:Bank Muscat Expat Services presents universe of fiscal consequence in Oman and in your place state. We offer am easy solution for all your fiscal demands at one counter. MONEY TRANSACTION AND REMITTANCEN Dial –a-DraftBank Muscat gives yet another suited service for clients by a tie-up with Oman and UAE Exchange Centre Co. LLC. This service is provided by our Call Centre. The client can inquire for a demand bill of exchange ( DD ) from the Call Centre and the petition is changed to acquire the DD sent to the donee in approximately 4 yearss clip Demand Draft in foreign currency is This a basic and low cost outgoing payment. DD is a cheaper to reassign money abroad. This service is besides really safe TTs ( Telegraphic transportation ) to another history Fast. dependable payment to planetary finish. Telegraphic Transfer is one of the fastest secure channels for reassigning money abroad Traveller’s ChequesBank Muscat releases and gets American Express Trave llers Cheques ( TCs ) through all subdivisions in USD. EUR and GBP currencies and in many denominations. TCs are secure. convenient manner to maintain safe your travel money while travel around the universe or around the state Money Transportation Now you do non hold to look for exchange houses when you have to reassign money to India. Bank Muscat offers you Speed Transfer. the first remittal services of its type in Oman. Payment Facilities Bill Payment and FacilitiesEasy Deposit Bill payments can assist us do payment for electricity. H2O. telephone. etc. Through the different bringing manner such us Bank Muscat drenches. call Canter. Internet banking. ATMS-there by supplying easy to the client. Safe Deposit cabinets Quality Policy Our Quality Policy is to accomplish and prolong a repute for quality in the national and international markets by offering merchandises and services that exceed the demands of our clients. We strive to stay the bank of first pick in all our merchandise and services. Towards this policy. our aims are: | Establishing and keeping a quality direction system in the Bank. based on international quality criterions. | | Continually reexamining our merchandises and services. feedback from employees ( internal clients ) and our clients to guarantee that there is continual betterment. | | Offering our clients first-class service. advanced merchandises and value-added banking while developing with them a reciprocally good association. | | Demonstrating vision. professionalism transparence and unity in the behavior of our concern and service. | | Achieving disciplined growing and sensible profitableness while runing on a sound fiscal base. | | Creating value for our stockholders. | | Encouraging. motivation and developing our human resources our most valuable plus and the basis of the Bank. | | Working towards the successful execution of authorities aims applicable to us. | | Striving towards and keeping a pre-eminent place in the bank | InterviewInterview with Ms: Najia Saif Harib ALShaili ( Deputy Director ) of Bank Muscat –AL Hamra Branch on: 20/9/2012 at: 12:30 Amani: How many subdivisions do you hold in Oman?Najia: About 134 subdivisions.Amani: Do you hold any subdivisions abroad?Najia: Yes we have in Saudi Arabia Kuwait India and Bahrain Amani: In which metropolis of Oman do you hold the most concentration of subdivisions? Najia: At capital country ( Muscat )Amani: What is the ratio of males to female employees in your country? Najia: 45 % mail % 55 femaleAmani: which section have the most figure of Exiles working? Najia: Information Technology DepartmentAmani: Which country of banking gives you the maximal net income? Najia: Loans and salvagingAmani: Do you give loans to pupils for higher surveies within Oman and abroad? What are the standards for these loans?Najia: Yes we give pupils loans to finish their higher instructionsStandards: 1 ) The pupils must convey commendation of surveies from the univer sity or college.2 ) Must his or her male parent wage transportation to the bank because he will be a warrant for the loan. Amani: Do you give loans for autos? What are the standards? Najia: Yes. the client can use for a auto loan ( sayyarati ) at any of bank Muscat subdivisions or auto franchises The bank will necessitate the undermentioned certification to be enclosed with the loan application: NID/Resident card transcript. passport transcript with visa page in instance of expartrials merely. salary certificate/salary assignment missive as applicable ( adverting your wage. terminal of service benefit and yoyr day of the month of employment ) . citation from the trader. You can avail of up to 80 % of the bill value of new auto. The maximal loan tenor offered is up to 72 months ( 6 old ages ) Amani: How rapidly do you react to client ailment? Najia: Equally shortly as possible. we assure the client that his /her job will be solved every bit shortly as possible. Some client ailments can be resolved with one visit or one phone call. Drawn-out issues should be tracked and reviewed to guarantee that advancement is being made and maintain the client informed about the advancement and job solution. Amani: What is your process of managing a client ailment? Najia: Through call centre Centre ( 24795555 ) and through FMS which are send the client complain to the subdivision. Amani: Do you hold a call Centre? How does it run? Najia: Yes the client can name the call Centre at anytime and from anyplace on ( 24795555 ) and follow the direction after content the call Centre material will reply all the questions such as information on Bankss merchandises. services and any other questions related to account balance. loans inside informations. issued checks position. fixed sedimentation involvement rates. currency exchange rates and etc. Amani: Is your client service staff bilingual? How do you better their linguistic communication accomplishments if need? Najia: Yes they must be. The bank ever sends the material courses to develop them about the best ways of communicating accomplishments. DecisionThe general uninterrupted growing in Oman has been consistent until 2012 and recognition enlargement is to rush up in this twelvemonth. The equity market which was optimistic was damaged earlier has shown good betterment so far. The equity markets in Oman are ready for the issue of IPOs or right issue. We can speak about Oman tell Telecommunications Company Volt A MSN Power and so on in this regard. Furthermore many Bankss are expected to take a portion shortly in the primary market to increase financess in the close hereafter for illustration: Bank Nizwa. AlIzz International Bank and so on. These programs are at different degrees of completion which the Capital Market Authority. The right clip and sum to be issued are being worked out. Contribution to these issues is been expected to be made largely by the Omanis ( families and establishments ) Other than some part from citizens of the GCC states other non –resident subscription may by every small as the planetary recovery continues to be show. Appetite for each issue would trust on the pricing of each issue. Same instances may be controlled by commercial Bankss. At the clip of subscription there is strong possibilities of backdown of bank financess to an of import Economic Research and statistics Dept six Bankss might be called to give loans to likely endorsers. If many instances are put together there might be some forces on the domestic liquidness at least for a period of clip till the returns come back to the banking system. The CMA can distribute the issue one time all the clip to maintain off from the frictional liquidness job in bank. Reference list Annual Report 2011. Financial reappraisal. p. g 84-88Banking in Oman ( 2004 ) [ Online ] . Available at: hypertext transfer protocol: //www. Photius. com/countries/oman/economy/oman_economy_banking. hypertext markup language. [ Accessed on 18/9/2012 ]Bank Muscat ( 2008 ) [ Online ] Available at: hypertext transfer protocol ; //www. bank Muscat. com [ Accessed on:29/9/2012 ] Bank Muscat merchandise A ; service See your domestic assistant and smile your concerns away Zeinah for today’s adult females The fastest manner to have your dream auto Everything from furniture to dally protected

Free Essays on Horkheimer And Adorno

Horkheimer and Adorno’s text , The Dialectic of enlightenment, is book of fragments, essays and asides and was assembled in unusual circumstances, allegedly following a conversation between Adorno and Horkheimer in their kitchen in New York. The main theme of the text is 'the self destruction of the Enlightenment', and the threat to social freedom that this entails. The first section of the book concentrates on two theses: myth is already Enlightenment; and Enlightenment reverts to mythology'. Another essay in this book is the one on the 'culture industry', and it is viewd by many as the most important article in this text. The final section of the text examines anti-Semitism as an example of how civilization can revert to barbarism. Adorno and Horkheimer want to suggest that irrational outbursts like this are inherent in the dominant form of rationality itself. In Dialectic of Enlightenment, the task Horkheimer and Adorno set themselves was nothing less than to discover why mankind, instead of entering into a truly human condition, is sinking into a new kind of barbarism. In the Dialectic, the history of domination is traced back to the ‘turning points’ of Western civilization. Horkheimer and Adorno were concerned to show how the rational domination of nature comes increasingly to win the day, in spite of all deviations and resistance, and integrate all human characteristics. The Authors of the Dialectic present a critical rather than constructive view of history. They do not recommend particular practices as correct and beneficial. Their work is motivated by an awareness of the ever present threat of domination and their philosophy of history attempts to break the grip of all closed systems of thought. It is conceived as a contribution to the undermining of all benefits that claim completeness. The Dialectic can be read at two different levels. At one level the notion of enlightenment is traced from Kant’s discussio... Free Essays on Horkheimer And Adorno Free Essays on Horkheimer And Adorno Horkheimer and Adorno’s text , The Dialectic of enlightenment, is book of fragments, essays and asides and was assembled in unusual circumstances, allegedly following a conversation between Adorno and Horkheimer in their kitchen in New York. The main theme of the text is 'the self destruction of the Enlightenment', and the threat to social freedom that this entails. The first section of the book concentrates on two theses: myth is already Enlightenment; and Enlightenment reverts to mythology'. Another essay in this book is the one on the 'culture industry', and it is viewd by many as the most important article in this text. The final section of the text examines anti-Semitism as an example of how civilization can revert to barbarism. Adorno and Horkheimer want to suggest that irrational outbursts like this are inherent in the dominant form of rationality itself. In Dialectic of Enlightenment, the task Horkheimer and Adorno set themselves was nothing less than to discover why mankind, instead of entering into a truly human condition, is sinking into a new kind of barbarism. In the Dialectic, the history of domination is traced back to the ‘turning points’ of Western civilization. Horkheimer and Adorno were concerned to show how the rational domination of nature comes increasingly to win the day, in spite of all deviations and resistance, and integrate all human characteristics. The Authors of the Dialectic present a critical rather than constructive view of history. They do not recommend particular practices as correct and beneficial. Their work is motivated by an awareness of the ever present threat of domination and their philosophy of history attempts to break the grip of all closed systems of thought. It is conceived as a contribution to the undermining of all benefits that claim completeness. The Dialectic can be read at two different levels. At one level the notion of enlightenment is traced from Kant’s discussio...

Scandinavian Airlines System Assignment Example | Topics and Well Written Essays - 2500 words

Scandinavian Airlines System - Assignment Example SAS pioneered in the Arctic route in 1954 with flight from Copenhagen to Los Angels. In 1957 with transpolar service to Tokyo. SAS is also Pioneer in using modern technology within Europe or to US reducing travel time and improving quality of flight. There was a boom in terms of profit in 50s, 60s and 70s. The problems started appearing in late 70s and early 80s. There was substantial reduction in the profits. Jan Carlzon accepted Presidency of this Giant in 1981. Looking at the recent reduction in profits Carlzon had take drastic measures for a improving the financial status of the company. He undertook various strategies and was able to achieve sustainable growth rate for SAS. (INSEAD CEDEP 1988) Carlzon being a sharp and intelligent business leader at once noticed that due to stagnation in the market and over capacity company was losing its market share against competitors. He understood that he should chalk out a new business strategy to deal with the situation. The first strategy that proven and tested by him in his previous venture. He decided to reduce the fleet so that the operation costs may be reducing thus increasing the profit. The replacement of large aircraft in smaller ones would be more cost effective and it would be helpful in increasing the frequency of flights on short and busy routes. He also planned to convert the first class to Business class with almost similar facilities but lower rates. Resource-based theories of strategy As discussed earlier the previous management was more interested in acquiring the planes of latest technology and also of larger size. These planes drained the resources of group and also increased the operations costs. He asked the managers to cut those expenses that were not productive but should not hesitate in raising those that may increase the productivity of the company. Administrative costs were reduced by 25% but also good investments were made into new services and facilities and aircraft interiors. Another important step taken by Group was to expand the circle of their services. The group wanted to take care all the needs of customer from buy tickets to going back home. Introducing SAS International Hotels did this. In 1983, SIH became a separate division within SAS group. (INSEAD CEDEP 1988) Human-resource-based theories of strategy As Carlzon believed in quality not quantity, so he brought about wholesale changes in the human resources section of the group. As the size of fleet was reduced, consequently the number of staff was also reduced. But on the other hand, new recruitments were made on smaller scale where the quality was decisive factor not quantity. As he introduced new products so different, type of staff was required for that. In past there was a bureaucratic atmosphere, everybody just sticked to the company policy, there was no personal initiative involved. For

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Discuss research relating to bystander behaviour Essay Example for Free

Discuss research relating to bystander behaviour Essay The murder of Kitty Genovese and the bystander behaviour that was apparent that night triggered a great deal of research to explain bystander behaviour. Latane Darley suspected that the fact that the number of possible helpers was so large might actually have contributed to their lack of intervention. They processes that might explain the reluctance of others to get involved in situations such as the Kitty Genovese incident. The Diffusion of Responsibility explanation suggests that the more witnesses there are to a person needing help, the less anyone witness feels responsible for giving help. Latane Darley conducted a lab based experiment using male university students seated in individual cubicles connected by an intercom system, believing they had come to take part in a discussion on collage life. Students were lead to believe they were on their own, alone with one other participant who would later appear to have an epileptic seizure, or an increasing number of other participants. Help was less likely and slower to be given when participants believed that other potential helpers were available. The findings from this study support the notion of diffusion of responsibility as, as suggested the more witness there were to the victim needing help, the less the participant felt a sloe responsibility to help. Participants assumed that his intervention would not be necessary, as confederates would have taken care of the situation. However, it could be argued that as the experiment was lab based it holds no ecological validity, and therefore the results cannot be generalised to real life situations. Participants reluctance to help may have been caused by an attempt to avoid social disapproval (e. g. being the odd one out), or they may also have picked up demand characteristics from experimenters or other confederates as to the true nature of the experiment and felt they needed to supply the experimenters with the results they required. Latane Draley also proposed the Pluralistic Ignorance theory. This hypothesis suggests that when making a decision about whether or not to help, we look to see what other bystanders are doing. If other bystanders appear to act as if the situation is an emergency situation and help the victim, we are likely to do the same. If no one else offers to help we are unlikely to offer help as well. In the smoke filled room experiment participants were invited to take part in what they thought was a psychological experiment. While waiting for it to begin they were asked to fill out a questionnaire in a waiting room that is filled with smoke. In the first condition they were in the room on theyre own, and then in a variety of conditions including an increasing number of confederates, who acted like it was not an emergency situation. When on their own participants seeked help 100% of the time, but as the number of people present increased, participants remained seated and acted like it was not an emergency situation (mirroring the confederates behaviour). This strongly supports the idea of pluralistic ignorance as they were looking to confederates for guidance on how to shape their own behaviour. Again this was a lab-based experiment and therefore it lacks ecological validity. As a result of Latane Darleys research, Piliavin conducted a field in a New York subway, where a stooge collapsed in a variety of conditions (black stooges that looked ill, white stooge that appeared to be drunk and visa versa), with other experimenters observing commuters behaviour. If the victim appeared to be ill they were helped much more frequently than if they appeared to be drunk. The colour of the victim made no difference to the frequency of help they received. This real life study demonstrates that personal characteristics of the victim appear to play a more important part in whether to be a bystander or not. This study is much higher in ecological validity than those conducted by Latane Darley as it was conducted in a real-life situation. Most of the above research has been carried out in the USA. The dominant approach in the USA is based on self-interest, rather than concern for others. There is evidence that this selfish approach is not dominant in other cultures, e. g. a study by Whiting Whiting found large differences in the prevalence of altruistic behaviour form one culture to another. Darley said in 1991; in the United States, and perhaps in all advanced societies, it is generally accepted that the true and basic motive of human action is self-interest.

Basketballs Greatest Players :: essays research papers

Basketball's Greatest Players   Ã‚  Ã‚  Ã‚  Ã‚  There are many great players who had the talent to be all pro and lost it in the streets. Probaly the two most famous to fail are Lloyd Daniels and Earl Manigult. Both could of been all-stars but let the drugs and inner city life destroy there chances. It's been said that Earl Manigult's best feat was being able to jump up to the top of the backboard and take a dollar bill and replace it with four quarters. One other rumor was he once dunked a basketball backwards thirty-six times in a row to win a sixty dollar bet. Now to Lloyd Daniels, said to be the best basketball player ever to play in New York he was heavely recruited and signed with UNLV despite never graduating H.S. His biggest downfall was his addiction to drugs since he was twelve years old. Despite having anything he wanted and UNLV he was caught buying drugs and kicked off the basketball team and out of school.   Ã‚  Ã‚  Ã‚  Ã‚  Next, the player who did make and continues to rock the up and rising basketball world. The most famous and most known of the basketball players is Michael Jordan. He has won four NBA titles and is the most recognized player ever. Despite his pro career he was once cut from his H.S. team. Then two years later he was a H.S. all-american. Two years later at the University Of North Carolina Michael as a freshman hit the game winning shot to secure the legendary coach Dean Smith his first ever collegiate championship. As a pro playing for the four time defending champions he has averaged 32.2 points per game, 5.9 assists per game, 6.4 rebounds , 2.7 steals, and 1 block. Michael Jordan is the best role model for America's youth since Dr.

Mark Rydell’s “On Golden Pond” Essay

Mark Rydell’s â€Å"On Golden Pond† is a drama that emphasizes the stages people of various ages endures. Utilizing Erik Erikson’s Psychosocial Stages as learned in class, each of the main characters can be placed within a stage and their age-related crises analyzed. The film being so close to a family’s life, it becomes relatable to the audience, prompting personal reactions as well as implementing life examples of some of the theories studied in class. As there are plenty of characters that all develop changes throughout the movie, the most influential would be the main character, Norman Thayer. Throughout the movie Norman shows many prime examples or physical, cognitive, and emotional changes. All of these are tied into Norman’s challenge of accepting the fact of his own age and maybe the idea of death. On Golden Pond is based off of accepting the fact of age, family, and dying. With this being the main focus the story goes deep and wraps around Norman’s physical state. Norman is approaching his Eightieth birthday, and one can only imagine a person’s physical appearance at this age. He is wrinkled all along his body, kind of like a shriveled up prune. Glasses rest upon his face, and he has very little hair, which he hides with a fisherman hat. Norman has many health problems such as arthritis and palpitations, but his most pressing health issue is his slow mental decline. He knows he is not at the top of his game anymore so grumpiness and a sharp tongue is his cover. According to Erikson’s stages Norman would be considered in the Late Adulthood category. The physical state of people in this category is everything that Norman is facing. Vision becomes worse, hence why Norman wears glasses. The skin starts to become wrinkled and tough, hair loss occurs a lot faster. When this point in your life is reached the person is supposed to take the time and find meaning and satisfaction in their life  rather than to become bitter and not resolve the conflict of integrity versus despair. When a person is unsuccessful at doing so they tend to feel as if their life has been wasted and will go on with many regrets. They then will be left with feelings of bitterness and despair. Norman faces this problem because he cannot find it in him to love his life, or to accept what is happening to him as he ages. Along with physical changes throughout a person’s life comes cognitive development. These are the strongest developments and changes a person goes through in their life because they affect the person the most, without us realizing what’s actually happening. Throughout the movie Norman experiences cognitive development and it really shows through. When a person enters their Late Adulthood cognitive development includes many things. McGraw-Hill (2006) states the following: Some aspects of memory, such as sensory memory, semantic and procedural memory, and priming appear nearly as efficient in older adults as in younger people. Other aspects, mainly the capacity of working memory and the ability to recall specific events or recently learned information, are often less efficient. This information goes along perfectly with the character Norman. One of Norman’s toughest challenges is his loss of memory, and he is in denial about it. A scene in the movie where this is present is when Normal proceeds to tell his wife Ethel that he has gotten lost in the woods. While Norman is on his walk he becomes disoriented and scared, wandering off the trail and into the woods. After a short run that causes him to pant heavily, he finds his way back to the cottage without giving Ethel any suspicions of the incident. He then soon begins to confess to Ethel that he got lost on his walk and needed to rush back to her. She embraces him and reassures him they will go on that same walk together to regain his memory. He wonders why she loves him so much. Norman throughout the movie also has other incidents of decline in his memory. Throughout all the years he was known for taking his boat out on the pond and going fishing, this year when he tries its almost like he forgets how to steer it. It gets so bad that Billy takes over the boat, and Norman actually leads him into a patch full of rocks, which  damages the boat and throws Norman overboard. â€Å"Women’s childhood relationships with their fathers are important to them all their lives. Regardless of age or status, women who seem clearest about their goals and most satisfied with their lives and personal and family relationships usually remember that their fathers enjoyed them and were actively interested in their development.† (Chess, Stella). Among from all the other twists and turns a person goes through in their lifetime, emotional development is by far the best and the worst. In this movie an emotional relationship is what it’s solely based off of. Norman has lived his whole entire life without having a relationship with his daughter Chelsea. In fact she hasn’t seen him in years and for the first time she is coming to spend time for his big birthday. When Chelsea arrives the tension and resentment is so present with both the characters. Norman’s problem is that he doesn’t realize his words and actions strongly affect Chelsea in more than one-way. One scene that really shows how Norman feels about life and that can really affect Chelsea is when they assemble for his birthday cake. He states that he has little to say for living for four score years. Instead of expressing his love to his daughter he makes her feel as if she has had no impact on him what so ever. That very next day Chelsea tells her mother Ethel that even though she is all the way in Los Angeles he makes her feel inadequate from a distance. Now every person knows that in order to build a relationship it takes two. Another relationship Norman builds throughout the movie is through Chelsea’s stepson Billy. Billy gives Norman a run for his money and shows him that not everyone will take his negativity. Norman and the boy slowly begin to bond and share laughs with each other. Their biggest bonding experience is when they go fishing out on the lake to catch the big fish they call â€Å"Walter†. These experiences that Norman shares with Billy make him rea lize all he has missed out on with his own daughter Chelsea. Rougemont-Bucking (2013) research states the following: In particular, it focuses on the fact that the limited capacity of the working memory to process now-relevant information can be turned into an advantage, when the individual is occupied by dealing with unpleasant emotion. Based on a  phenomenon known as dual-task interference (DTI), this emotion can be chased by intense arousal due to clearly identifiable external stressors. This research on emotional development fits perfectly with Late Adulthood and maybe as to why Norman is so distant with his daughter. Since his memory is going slowly declining, his mind doesn’t find it hard to deal with unpleasant emotion. Norman is kind of like a rock he is just there and doesn’t feel much. To go back to the quote from before â€Å"Women’s relationship’s with their fathers are important to them all their life†¦Ã¢â‚¬  This quote ties my paper together perfectly. As much as it is a quote more to Chelsea than Norman it strongly shows how a daughter can be so affected without a father’s love and support. This movie is not only based off of Norman’s aging and one of his last summer’s but it is about the growth of a daughter and father’s nonexistent relationship. Throughout the movie Norman shows many prime examples or physical, cognitive, and emotional changes. We as an audience go into the mind of Norman Thayer and learn that even as a grumpy old soul, somewhere deep down in there is a huge heart with lots of love to give. WORKS CITED Gilbert B. (Producer), & Rydell M. (Director). (1981) _On Golden Pond_ (Motion Picture). United States: Universal Pictures Papalia, D. E. Olds. S. W. Feldman. R. D (2006). Physical and Cognitive Development in Late Adulthood. _Higered.mcgraw-hill_. Retrieved November 28, 2013, http://highered.mcgraw-hill.com. Rougemont-Bucking, A: Grivel J. (2013). Risk Perception and Emotional Coping: A Pathway for Behavioral Addiction?. European Addiction Research (20.2), 49. (November 28, 2013) from Proquest on the World Wide Web: http://proquest.umi.com/pdqweb